Accident
Look for
A suitable sum insured to protect the family maintain the same life style
An insurer who offers sixty to hundred and twenty times of your monthly income
An insurer who is willing to split sums insured under different tables
An insurance which extends inpatient and outpatient cover as an extension
Loss of Income / Loss of employment cover added if required
Insurance does not impose impracticable conditions such as "Change of Occupation" shall take place during the policy period.
An insurer offers portability of No Claim Bonus-the Cumulative Bonus in case of migration
A good broker preferably domain experts as your advisor and for your insurance management.
Avoid
Drunken driving, being under the influence of drugs and alcohol
Venture sports
A policy which limits benefits by imposing caps
Useful Hints
This policy does not cover suicide even in the second year of insurance
Does not cover claims related to pregnancy and child birth
Assign your policy without fail
*Insurance is the subject matter of solicitation
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